Fees

• Annual fee — Free

• First virtual card — Free

• Additional or replacement card — USD 1

• Card top-ups — Free

• Transaction fees — Free

• 3D Secure verification — Free

• Card activation — Free

• Account closure — Free

• Currency conversion (FX) — up to 2.65%

• Dispute filing — USD 40

Limits

• Up to 3 active cards per account

• Maximum card balance — USD 20,000

• Minimum top-up — USD 1

• Monthly top-up limit — USD 200,000

• Daily top-up and spending — Up to your available balance

About the FX Fee

If a merchant charges in USD, there’s no currency conversion fee. Up to 2.65% FX fee only applies when a transaction is billed in a currency other than USD.

Need higher spending limits for business use? Our corporate card program offers expanded limits for eligible users. Contact support to learn more.